Multi-vehicle pileups can cause significant damage, injuries, and legal challenges. Drivers involved in these accidents should take specific steps to protect themselves legally and financially.
Knowing what to do can make a difference in reducing liability and ensuring fair outcomes.
Ensure safety and document the scene
After a pileup, the first priority is safety. Move to a safe location if possible and check for injuries. Call 911 to report the accident and request emergency assistance. While waiting for help, take photos and videos of the scene, including vehicle damage, road conditions, and any visible hazards. Collect contact information from other drivers and witnesses to document what happened.
Report the accident
Maryland law requires drivers to report accidents involving injury, death, or significant property damage. Provide accurate information to law enforcement and avoid admitting fault. An official police report can be a valuable resource for determining liability and supporting insurance claims.
Notify your insurance company
Promptly inform your insurance company about the accident. Maryland is an at-fault state, meaning the driver responsible for the pileup must cover damages. Your insurer will investigate the claim and determine coverage based on liability. Cooperate fully with the claims process to protect your financial interests.
Understand Maryland’s contributory negligence rule
Maryland follows a contributory negligence rule, which means you may not recover damages if you are found even partially at fault for the accident. This makes it important to provide accurate evidence and avoid admitting fault at the scene. Understanding this rule can help drivers approach the process carefully.
Keep records and stay informed
Maintain detailed records of medical expenses, vehicle repairs, and communication with insurance companies. Staying organized ensures you have the necessary information to address any disputes that arise. Taking proactive steps can help drivers get through the complexities of a multi-vehicle accident.